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Lifestyle Loans

It's your life - so add your own style with a new Lifestyle Loan from New Generations Federal Credit Union! Here are several reasons to come see us:

  • Quick and easy loan process
  • Rates as low as 10.24%
  • Secure, confidential processing
  • No collateral required
  • Use the loan funds for anything you'd like
  • Customizable terms to give you an affordable monthly payment

Why would you need a Lifestyle Loan? Here are just some of the many ways our members use Lifestyle Loans:

  • Credit card consolidation
  • Swimming pool construction
  • Home repairs
  • Emergency medical expenses
  • Car repairs
  • Home appliance purchases
  • Home remodel purchases
  • Wedding expenses
  • Business expenses (for sole proprietorships)

Want to know more? Ready to apply? Please call us at (804) 359-8754 or toll-free at (800) 230-4819, and select option 2, to speak with a lending representative.

Ready to apply? Click here to apply for a Lifestyle Loan today!

Rate quoted above includes a .25% rate reduction for direct deposit or payroll. The 10.24% APR is the lowest rate available, including discounts. Rates and terms are subject to change without notice, and may vary based on creditworthiness and term of loan. Other rates and terms are available.


New Generations is a Member-Owned Financial Cooperative serving Richmond since 1950
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
equal housing lender
We Do Business in Accordance With Federal Fair Lending Laws.
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