Loan Rates
Mortgage Loan RatesPlease call Cindy Frederick at 804.359.8754 ext. 3007 for the most current rates.
Auto Loan Rates
We have great low rates on new and pre-owned cars! The following rates are available but may vary based on your creditworthiness, term of loan, and year of vehicle.
| Type of Loan | Loan Term | Annual Percentage Rate as low as: |
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2012 & 2011 NEW VEHICLE RATES Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles |
up to 36 months up to 48 months up to 84 months |
2.49% 2.74% 4.00% |
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2010-2005 USED VEHICLE RATES Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles |
up to 36 months up to 48 months |
2.49% 2.99%
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up to 36 months up to 48 months |
2.99% 3.24% |
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| Call for additional rates for vehicles older than 2002. | ||||
Rates quoted above include .25% rate reduction for direct deposit or payroll.
Save an additional .25% for a 20% down payment!
Maximum combined rate reduction of .50%. The 2.49% APR is the lowest rate available, including discounts. Rates and terms are subject to change without notice, and may vary based on creditworthiness, term of loan, and year of vehicle. Other rates and terms are available.
Please call us at 804.359.8754 or 800.230.4819, and select option 2 for more information.