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Loan Rates

Mortgage Loan Rates
Please call Cindy Frederick at 804.359.8754 ext. 3007 for the most current rates.

Vehicle Loan Rates
We have great low rates on new and pre-owned vehicles! Our loan rates range from 1.74% APR to 14.99% APR, effective 2.15.2013. The following rates are available but may vary based on your creditworthiness, term of loan, and year of vehicle. 

Type of Loan	Loan Term	Annual Percentage Rate as low as:
2013 & 2012 NEW VEHICLE RATES Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles	up to 36 months up to 48 months up to 60 months  up to 72 months  up to 84 months	1.74% 1.74% 1.74%  2.24%  2.99%
2011-2006 USED VEHICLE RATES Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles	up to 36 months up to 48 months up to 60 months  up to 72 months	2.49% 2.99% 3.24%  3.74%
2005-2003 USED VEHICLE RATES Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles	up to 36 months up to 48 months up to 60 months	2.99% 3.24% 3.49%
Call for additional rates for vehicles older than 2002.

College Student & Graduate auto loans are available as low as 6.99% APR.

Rates quoted above include .25% rate reduction for direct deposit or payroll.  For example, the minimum payment at 2.99% APR for 60 months is $17.97 per $1,000.00 borrowed.

Save an additional .25% for a 20% down payment!
Maximum combined rate reduction of .50%. The 1.74% APR is the lowest rate available, including discounts.  Rates and terms are subject to change without notice, and may vary based on creditworthiness, term of loan, and year of vehicle.  Other rates and terms are available.  Down payment requirements will be based on individual qualifications.

Please call us at 804.359.8754 or 800.230.4819, and select option 2 for more information.