Sign Up Login

Loan Rates

Mortgage Loan Rates
Please call Cindy Frederick at 804.359.8754 ext. 3007 for the most current rates.

Auto Loan Rates
We have great low rates on new and pre-owned cars! The following rates are available but may vary based on your creditworthiness, term of loan, and year of vehicle.

Type of Loan Loan Term Annual
Percentage Rate
as low as:

2012 & 2011 NEW VEHICLE RATES

Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles

 

up to 36 months

up to 48 months
up to 60 months
 up to 72 months 

up to 84 months

 

2.49%

2.74%
2.99%
3.49% 

4.00%

2010-2005 USED VEHICLE RATES

Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles

 

up to 36 months

up to 48 months
up to 60 months
 up to 72 months 

 

 

2.49%

2.99%
2.99%
3.74% 

 

2004-2002 USED VEHICLE RATES

Car, Truck, Van, Boat, Motorcycle, or Recreational Vehicles

 

up to 36 months

up to 48 months
up to 60 months

2.99%

3.24%
3.49%
 

Call for additional rates for vehicles older than 2002.

Rates quoted above include .25% rate reduction for direct deposit or payroll.

Save an additional .25% for a 20% down payment!
Maximum combined rate reduction of .50%. The 2.49% APR is the lowest rate available, including discounts.  Rates and terms are subject to change without notice, and may vary based on creditworthiness, term of loan, and year of vehicle.  Other rates and terms are available. 

Please call us at 804.359.8754 or 800.230.4819, and select option 2 for more information.