New and Used Auto Loans
With rates as low as 1.99% APR*, repayment terms as long as 84 months, and the ability to lend money for vehicles as old as Model Year 1996, it is not a stretch to say that our auto loans are both affordable and flexible. Plus, our association with CUDL means you can finance your vehicle purchase with New Generations right at the dealership – just ask the dealer to run your loan application through CUDL! Get Pre-Approved Now!
Auto Loan Refinancing
We’ve helped many of our members save money each month by refinancing a vehicle with New Generations Federal Credit Union. In some cases, we’ve been able to save individual members several hundred dollars per month! Refinancing your auto loan with New Generations gives you the flexibility to lower your monthly payment or even pay off your vehicle more quickly and save money on interest payments. With auto loan refinancing rates starting as low as 1.99% APR*, repayment terms as long as 84 months*, and the ability to lend money for vehicles as old as Model Year 1996, New Generations is a perfect choice for auto loan refinancing. What’s more, rates are at all-time lows right now so it’s a great time to take advantage of this special opportunity. Refinance Your Vehicle Now!
Find Your New Car Today
Use our vehicle purchasing portal to search RVA dealers and find your new ride today! Get Started Now
When things work together, they just work better. New Generations FCU and Nationwide Insurance have teamed up to bring you exciting discounts on auto insurance. And now, bring your other insurance needs (such as for renters or homeowners insurance) over to Nationwide and save up to an additional 20%. For more information, call Edwin Sweeney III with Ralph Edwin Sweeney III Insurance Agency, Inc. today, at (804) 232-7790.
* Rates quoted above include .25% rate reduction for direct deposit or payroll and a .25% rate reduction for an approved New Generations MasterCard. For example, the minimum payment at 1.99% APR for 60 months is $17.53 per $1,000.00 borrowed.
Add .50% for vehicles with mileage in excess of 100k.
Save an additional .25% for a 20% down payment!
Maximum combined rate reduction of .50%. The 1.99% APR is the lowest rate available, including discounts. Rates and terms are subject to change without notice, and may vary based on creditworthiness, term of loan, and year of vehicle. Other rates and terms are available. Down payment requirements will be based on individual qualifications.
Please call us at (804) 359-8754 or 800.230.4819, and select option 2 for more information.