MasterCard Credit Cards

Cut up all your other credit cards today! When it comes to credit cards, New Generations gives you three options to help you make the most of your credit and spending power. And all three options offer you generous credit limits and great introductory rates. Most importantly, you’re dealing with a local financial institution that’s been serving the credit card needs of your friends and neighbors since 1988. Why wait? Apply today for your New Generations MasterCard credit card!

CardBenefitIntro APRPost-Intro APR as Low asFeeCredit Level
Platinum Rewards – spend and earn!Receive 1,000 bonus points for conducting your first transaction. Earn 1 point per every $1.00 spent. Points are redeemable for merchandise, travel, and gift cards.3.99%* for 18 billing cycles on Purchases, Balance Transfers, and Cash Advances9.65%*$0.00 Annual Fee

No Balance Transfer Fees
Average or Excellent
Platinum – Benefits you can bank on!Generous credit limits and a bundle of MasterCard benefits give you a world-class credit card option that you can use confidently and securely at home or around the globe.3.99%* for 18 billing cycles on Purchases, Balance Transfers, and Cash Advances8.65%*$0.00 Annual Fee

No Balance Transfer Fees
Average or Excellent
Secured – Build your financial foundationBuild or re-establish your credit history with generous credit limits and exclusive MasterCard benefits.8.99%* for 12 billing cycles on Purchases, Balance Transfers, and Cash Advances16.65%*$0.00 Annual Fee

No Balance Transfer Fees
Building or Rebuilding Credit

* APR = Annual Percentage Rate. Afterwards, variable rates as low as 8.65% and 9.65% APR will apply to Platinum and Platinum Rewards cards respectively. Platinum Secured cards will receive an 8.99% APR fixed for 12 billing cycles on purchases, balance transfers, and cash advances, and revert to as low as 16.65% APR thereafter.