Personal Loans

Cover a wide range of financial needs with Personal Loans from New Generations Federal Credit Union! We now offer repayment terms up to 60 months.

(Do you own your home? Consider a Home Equity Loan instead!)

Here are several reasons why a Personal Loan from New Generations is a no-brainer:

  • Customizable repayment terms up to 60 months give you an affordable payment that fits within your monthly budget
  • Quick and easy loan application process – receive a response within one business day
  • Personal Loans - use them for anything you'd like!Use the loan funds for anything you’d like
  • Secure, confidential loan processing
  • Rates as low as 8.99% APR*
  • No collateral required

Why would you need a Personal Loan? Here are just a few of the many reasons Personal Loans make sense for many of our members:

  • Credit card consolidation
  • Equity shortfall on a home sale
  • Swimming pool construction
  • Home repairs
  • Emergency medical expenses
  • Lifestyle surgeries or procedures
  • Car repairs
  • Home appliance purchases
  • Home remodel expenses
  • Wedding expenses
  • Business expenses (for sole proprietorships)


Ready to apply? Don’t delay! Apply for your Personal Loan Today! Or, give us a call at (804) 359-8754 and select option 2 if you would like to learn more.

* Rate quoted above includes a .50% rate reduction for automatic payment. The 8.99% APR is the lowest rate available, including discounts. Rates and terms are subject to change without notice, and may vary based on creditworthiness and term of loan. Other rates and terms are available.