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Mortgage Center

You can trust our products and experience! We offer traditional fixed-rate financing, balloon loans, and adjustable-rate financing. In addition, we offer home equity loans that help you consolidate debt or pay for home improvements!

Whether you're a first-time home buyer, refinancing your current home, or considering a second mortgage, we can help! Rates may vary based on creditworthiness and term of loan.  All loans are subject to approval.

We offer a number of loan products such as:
  • FHA Loans
  • VHDA first time home buyer products with no money down
  • VA loans for active duty, veterans and reservists
  • Rural loan programs with no money down
  • Condo loans
  • Jumbo loans
  • Fixed & Adjustable rates
  • Remodeling loans
  • Reverse mortgage loans for seniors
  • Investment property loans
  • Vacation and second home loans
  • 15 year, 20 year and 30 year loans
Contact us today to learn more about purchasing or refinancing a home.

Click here to view the Home Mortgage Disclosure Notice Act. 

NMLS IDs for New Generations staff are as follows:
Cindy Frederick    663738
Keith Hughes   663740
Karla Tuckwiller   663742
John Voige   663739
Donna Washington   663741


New Generations is a Member-Owned Financial Cooperative serving Richmond since 1950
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
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We Do Business in Accordance With Federal Fair Lending Laws.
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