Mortgage Loans

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Real Estate Mortgage Loans
We have a mortgage program to fit your needs and your budget. Email Cindy Frederick in our mortgage department or call 804.359.8754 ext. 3007 about your next home purchase or home equity loan. Our mortgage program features:
We have a mortgage program to fit your needs and your budget. Email Cindy Frederick in our mortgage department or call 804.359.8754 ext. 3007 about your next home purchase or home equity loan. Our mortgage program features:
- Traditional 30-year & 15-year, fixed rate financing for home purchases and refinances
- Fixed-rate balloon loans with terms up to 84 months and payments set at amortization periods up to 30 years
- Fixed-rate home equity loans with terms up to 15 years - perfect for debt consolidation or home improvements
- Home equity lines of credit (HELOC) with adjustable rates & low closing costs
Click here for our Home Equity Loan application and instructions.
Whether you're a first-time home buyer, refinancing your current home, or considering a second mortgage, we can help! Rates may vary based on creditworthiness and term of loan. All loans are subject to approval.
Click here to apply online! Click here to find out what documentation you'll need in order for us to process your mortgage application.
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